Legal
Terms of Use
Last updated: 12 July 2026
Using Taper
Taper provides free modelling tools for general insight into UK tax rules. By using the tools, you accept these terms. If you do not agree, please do not use them. There is no account to create; the tools are intended for adults dealing with their own UK tax affairs.
Not advice
These tools are a modelling aid, not financial, tax, legal, or investment advice. They do not take into account your full circumstances. See the disclaimer page for the full detail on assumptions and simplifications. Outputs are estimates built from the inputs you give and the stated assumptions; HMRC’s rules, as applied to your actual circumstances, always prevail over anything shown here. You should consult a qualified, FCA-authorised adviser or an accountant before making any financial decision.
Your inputs and shared links
You are responsible for what you type into the calculators and who you share a link with. A scenario link contains the figures you entered and is not access-controlled: anyone with the link can open it. Sharing a link is your choice.
Reviews and other content you submit
By submitting a review, you grant us a non-exclusive licence to display it, moderate it, edit it for formatting, and remove it. Do not submit unlawful or defamatory content, or anyone else’s personal information. Reviews are moderated before publication, and we may decline or remove any review at our discretion.
Acceptable use
Please do not disrupt the service, scrape it in bulk at a scale that degrades it for other users, access it by automated means at an abusive volume, attempt to bypass rate limits or moderation, use it for any unlawful purpose, or misrepresent its output as advice from us.
Intellectual property
The Taper name, design, and underlying code are owned by its operator. You may use the tools for your own personal purposes, including sharing a report or link you generate, but may not reproduce or redistribute the tools themselves without permission. Reports and share links you generate may be used and shared for your own personal, non-commercial purposes.
Third-party links
Links to gov.uk and other third-party sites are provided for reference. We are not responsible for their content.
Availability and changes to the service
The tools are provided free of charge. We may change, suspend, or withdraw any part of the service at any time, without notice, and have no obligation to maintain compatibility of saved links or stored inputs across versions.
No warranty
The tools are provided “as is” and “as available”, without warranty of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Tax rules change, and HMRC is the authoritative source for all tax and benefit rules, not this site.
Limitation of liability
To the fullest extent permitted by law, Taper and its operator are not liable for any loss or damage arising from your use of, or reliance on, these tools or the figures they produce, including decisions made about tax, pensions, or investments based on that output. Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the law of England and Wales. If you use the tools as a consumer, nothing in these terms affects your statutory rights.
General
If any clause in these terms is found unenforceable, the rest continues to apply. A failure by us to enforce any part of these terms is not a waiver of it. These terms are between you and the operator only; nobody else has any right to enforce them under the Contracts (Rights of Third Parties) Act 1999.
Changes to these terms
We may update these terms as the product changes; the last-updated date above reflects the most recent revision. Continuing to use the tools after an update means you accept the revised terms.
Governing law and jurisdiction
These terms are governed by the law of England and Wales. The courts of England and Wales have jurisdiction over any dispute, except that if you live in Scotland or Northern Ireland you may also bring proceedings in the courts of your home country.
Contact
Questions about these terms: hello@thetaper.co.uk.
Not legal advice
These terms are provided for transparency and have not been reviewed by a qualified solicitor. If you rely on this page for compliance purposes, have it reviewed first.